Most recently, Belle Foods filed for bankruptcy and is looking to close 57 stores in Georgia, Alabama, and Florida. When the stores close, many workers will be obviously affected. However, many injured employees will believe that their claims will also be “closed” when the store closes. This is not necessarily true. Generally, the employers carry a separate insurance policy that will continue its obligations after the store closes its doors. However, these insurance companies will want you to believe that your claim is closed. It is important to remember that these insurance companies have competing interests against yours. In general terms, your medical treatment should continue, as well as your income benefits. If you are laid off while you are working within your medical restrictions, you may have an obligation to conduct a diligent search for suitable employment within your medical restrictions with another employer. If you cannot find suitable employment because of your prior work injury, you may be entitled to workers’ compensation income benefits. It will be your burden to prove your entitlement to these benefits and it will likely be contested by the insurance company and you should not go to battle alone.
For a free consultation on this matter, please contact the Ramos Law Firm.