Workers’ compensation provides benefits to those who are injured on the job. It can be difficult to navigate the steps for filing workers’ compensation claims. Here are some basic Q&As to help injured workers understand the process better.
What is workers’ compensation?
Workers’ compensation is comparable to most insurance policies. It’s goal is to restore lost wages and gives medical benefits to workers who are injured in the course of their job regardless of fault.
What is covered by workers’ compensation?
Workers’ compensation replaces the lost income of an injured worker. It also covers medical treatment and rehabilitation services.
When will an employee qualify for workers’ compensation?
The laws of the state of Georgia specify that employees are eligible for workers’ compensation coverage beginning the day they start work.
Are all workers entitled to workers’ compensation?
The law requires businesses with three or more employees to provide workers’ compensation insurance.
What are my options if my claim for benefits is denied?
A claimant who is denied workers’ compensation benefits is entitled to a hearing before the State Board of Workers’ Compensation, presided over by an administrative law judge. Based on evidence, the judge will make a decision in compliance with applicable laws.